13. What’s the Catch?
Deciding to move to Texas, drawn by the allure of no income tax, feels like a bold declaration of financial independence from California’s clutches. Yet, the Lone Star State had a surprise in store: a property tax bill that seemed to echo with a Texan drawl, “Welcome, partner.”

At 6%, adjusted annually to the house’s market value, this won’t be the financial haven you might imagine. A swift lesson in the art of reading the fine print—or in this case, understanding that Texas, while generous in spirit and low on income tax, makes up for it through the land you live on.
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