#45: At Your Own Risk
When it comes to spending money, you are either one of two people. Either you manage to restrict yourself in a way that allows you to save money in the long run, or you let yourself buy whatever you want, whenever you want it because you think you deserve to.
As much as we would like to be the type of people that are able to put money away, there are just too many things that life has to offer. It is always best to have someone else with you to help bring you back down to earth and stop you from spending your life savings.