#16: Significance of a PIN Number
For security reasons, pin numbers used to access an ATM shouldn’t be anything familiar or related to you. You don’t want to make them too easy to guess, right? It should consist of nothing significant that a potential hacker could get their hands on. However, most people don’t follow this rule for convenience purposes.

Unsurprisingly, Joey’s ATM PIN has significance other than being memorized by Phoebe. We knew he wasn’t the most sophisticated character on the show. The numbers she reminded Joey of in one episode actually spell out Joey’s name on a keypad. It’s funny he could have even forgotten the PIN in the first place.
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