No Such Thing as a Free Lunch
This next one kind of blows my mind. I understand a person not knowing what a Roth conversion ladder is. I would understand them not knowing what a fixed annuity is, or a qualified terminable interest property trust. I mean, I like personal finance, and I don’t know what most of that stuff is.
But a loan? How does a person not know what a loan is? I mean, the hint is right there in the name: if you ask someone “Hey, can you loan me your bike?”, surely they understand that they are expected to give the bike back. So how does it not occur to them that if the bank loans them money, they are supposed to pay the money back?
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